HARP was started by Fannie Mae and Freddie Mac in 2010 to provide refinancing to borrowers with loan-to-value (LTV) ratios too high to be eligible for their standard programs.
HARP stands for Home Affordable Refinance Program!Program changes have recently made refinancing options available to an estimated one million more home owners! This program is for home owners whose homes are now worth less then what they owe against them.
A pre-qualification can be handled by telephone. This is followed up by a loan package emailed to you or sent overnight along with the application, disclosures and a letter with a list of items that will be needed to complete the transaction. As soon as the documents are returned to us we are able to acquire an official pre-approval in writing from an investor within just a few hours. More complicated packages may require a few days. In any event, we meet our deadlines and commitments without any undue stress for anyone involved.
For additional information on your financing needs please feel free to call Taylor Mortgage Group, LLC at 303-339-5950 or Janie Taylor after hours or weekends at 303-884-9393