Colorado Home Loans

Because Creative Mortgage Funding is a mortgage broker, we are able to offer a variety of loan products and rates with some of the largest and best investors.

Fixed Rate Mortgages 10 to 30 Years
Adjustable Rate Mortgages With Fixed Periods Of 1,2,3,5,7, & 10 Years
Adjustable Rates With A No- Charge For A Conversion Option
First Time Homebuyers
FHA
100% Purchase Money With One Loan
Land Loans With No Limit To Acreage Size
Construction Loans: Spec’s, Investment, Second Homes As Well As Your Dream Home
Consolidation Loans
Investment And Second Home Loans
Jumbo Loans To 6 Million
Sub Prime A- Loans
No Income Verification
Self- Employed
Horse Properties And Farm Loans
Manufactured And Factory Built/ Pre-Built Financing
2nd Mortgages
Refinance

One of the most important steps in purchasing a home is to be pre- qualified or pre-approved. This step can eliminate wasted time in the purchase transaction. A pre-approval process can also be helpful in structuring your final goal. You may find something showing up on you credit report that is incorrect, or may need to do some debt consolidation in order to qualify for the price range you were interested in. We are there to assist and advise with any challenges that may come up.

A pre-qualification can be handled by telephone. This is followed up by a loan package mailed to you overnight along with the application, disclosures and a letter with a list of items that will be needed to complete the transaction. As soon as the documents are returned to us we are able to acquire an official pre-approval in writing from an investor within just a few hours. More complicated packages may require a few days. In any event, we meet our deadlines and commitments without any undue stress for anyone involved.